Dream Bonds

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Bond originators in Polokwane

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Very Interesting - Interest Rate History 1991-2010

The Monetary Policy Committee of the South African Reserve Bank on Thursday decided to cut the repo rate by 50 basis points to 6 percent.

The lowering brings interest rate reductions since December 2008 to 600 basis points and takes borrowing costs to a new three-decade low.

Previous monetary stimulus has helped to raise consumer spending a bit but the outlook is weak as households remain highly indebted - Reuters

Mense soos jy is baie skaars

Hello Ariëte

Jammer ek kom nou eers terug na jou toe maar ek was in Pretoria gewees die afgelope paar dae.
 
Ek wil net vir jou baie baie dankie se dat jy aan hou probeer het om vir my 'n lening te kry. Ek weet dit het baie van jou tyd gevat asook moeite. Mense soos jy is baie skaars en ek waardeer dit uit die diepte van my hart.
 
Laat weet my as daar nog iets is en as ek vir jou met enige iets in die toekoms mee kan help of raad kan gee aan die finansiële kant.
 
Baie dankie weer eens.
Groete
BJV Mulder (saipa.sa) 

Increase of Fees at Deeds Office

New deeds registry fees have been implemented at the Johannesburg Deeds Registry on 2 August 2010.

This is a 2 page Schedule and I can therefore not attach it to my Post, but if you are interested in viewing this schedule, please contact me.

Ariete, Dream Bonds, 073 461 4943 or ariete@dream-bonds.co.za.

Baie Dankie van 'n Agent...

Hi Ariete

Baie dankie vir die inligting om my  op datum te hou met die banke se verandering van hulle kredietbeleid en lenings.  Jy is al
Bond Originator wat altyd belangrike inligting stuur.

Baie dankie hoor !

Stella
 

Good News for 100% Bond Applicants from Standard Bank

 

Bond Originators received good news from Standard Bank in respect of New Loans.

All new loan applications will be considered as follows:

Loan Amount       LTV

< R1.5mil                       100%   
> R1.5mil to  R2.5mil       90%    
> R2.5mil                         80%    

Only Standard Bank customers will be considered for 100% loans (the customer must have an active transaction, savings or business account with Standard Bank.)

Should a customer apply for a 100% loan and not qualify a counter offer will be made.

The abovementioned change will become effective as from 22 July 2010.

This will have a positive impact on the level of business that is granted!

Bank Criteria for Homeloan onSA Citizens Living/Working Abroad

Just a short note to inform you how the bank screens SA Citizens living and working abroad and want to apply for a home loan.

 

Bond Originators submit the following supporting documentation:

 

·        Copy of current contract on the company's letterhead
·        Work Permit Note: The work permit period should correspond to the period on contract
·    Valid Visa
·        Passport
·        Latest Payslip
·        3 months latest bank statements
·        Gross salary reflected on the payslip should correspond to that on the contract
·        The net salary reflected on the payslip must match the salary deposits on personal account statements.
 
  • The documents must be clear and legible

South Africa's economic growth surprisingly strong

The South African economy has come through the first quarter of 2010 with surprisingly strong momentum

The GDP growth would likely top the 3.5% q/q posted in the fourth quarter of 2009, according to Johann Els, senior economist at Old Mutual Investment Group (SA).

According to Mr Els, the key economic indicators in the past months have mostly surprised to the upside, making the local recovery much stronger than previously expected. 
 
A GDP growth for the first quarter of 2010 can be seen coming in as high as 4.0% q/q (saar). This has been propelled by company restocking after last year's sharp downturn in demand, as well as a long-awaited revival in consumer demand.   (www.moneyweb.co.za 20 April 2010)

Dream Bonds can take the sting out of the Home Loan

Have you ever tried to contact a company to aqcuire information and get transferred from the one person to the other?

We know how frustrating this can be and therefore gives you one contact person to deal with.

This enables you:

  1. To have privacy when discussing your unique financial situation.
  2. To save youself the hassle of searching for the most competitive Home Loan and interest rate.
  3. Flexible office hours to suit your lifestyle, where possible.
  4. The option of applying at all 4 Major banks at once to make an informed decision.
  5. To receive feedback from the banks, mailled or faxed to you by the bond originator to keep the loan application transparent throughout the process.
  6. Save time and money on telephone calls

Buying a house is a long term commitment and we want you to have the best option for your specific needs.

Good Service with Bond Application

 

Hi Ariete,
Ek wil vir jou BAIE dankie se , vir die harde en goeie werk wat jy vir ons gedoen het.
Die goedkeuring van die verband beteken regtig baie vir my en my vrou.
Vriendelike Groete 
ERNST BELLINGAN

Ariete makes your Bond Dreams come true

Hi, I am Ariete from Dream Bonds Polokwane.  I arrange bonds for home buyers free of charge.

Dream Bonds give you the option between various banks where you can make an informed decision of the best interest rate and loan amount you possibly can qualify for.

Dream Bonds do things a bit differently.

  • We are available to see clients after hours and over weekends.
  • We keep you updated of all communication received from the banks as we receive it.
  • You have one person who works with you through the whole process.

If you are looking for peace of mind, while making this major decision in your life, call Ariete at 073 461 4943.

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